Te Awamutu Courier - 2021-07-22


Mortgage broker will tap local knowledge


Cole Murray Financial Services recently launched in Waikato, with the appointment of mortgage broker Kylee Charteris. A familiar face in Waikato’s banking and rural insurance space, Kylee has tasked herself with bridging the home ownership gap in rural Waikato. House prices are hitting all time highs and interest rates remain at low levels, but Kylee’s observation of Waikato attitudes to the property ladder is one of Kiwi restraint. Kylee’s word to cautious first-time buyers is simple. “Believe the hype, but don’t let it stop you.” The latest Home Loan Affordability Report from nz shows the lower-quartile house price in Waikato was slightly down between May and June, and house price pressures are easing for firsthome buyers. Commentary from suggests a flattening of lower-quartile house prices, as opposed to any significant shifts. “The housing crisis is not going away any time soon. But there is still a pathway for our people in the Waikato and I am on a mission to prove it to them,” says Kylee. “The struggle is real for people trying to get into homes. However, I am still seeing people denying themselves the opportunity because they feel it’s all too hard, or that they’ll be wasting my time. “No first-home buyer ever wastes my time. Period. And I don’t think people realise how achievable a broker like me can make it for them.” Backed by Cole Murray, a New Zealand firm geared to help people with all things financial, Kylee is a newly appointed financial adviser with 16 years’ experience in personal banking and rural insurance. Her local expertise comes from working as a mobile rural consultant for FMG and in personal banking. “I’m in it to make it easy for people,” affirms Kylee. “I’ll do home visits and we’ll gather all the info in one sitting, then I’ll do the shopping around to save my clients’ time. I’ll get up early and meet them before they start work for the day. “We just don’t get that kind of accessibility from the banks anymore, so someone has to bridge that gap.”


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